FAQ
JamCash questions, answered
JamCash is a personal finance manager for accounts, budgets, savings goals, recurring bills and reports, published by Sanford Labs and opening to early access before a public launch. Bank sync through SimpleFIN will be optional and read only, so JamCash can never move money. It will work with AI assistants over MCP.
About JamCash
What is JamCash?
JamCash is a personal finance manager. It tracks your accounts, transactions, budgets, savings goals and recurring bills in one place, reports on where your money goes, and can sync with your bank through SimpleFIN. It also runs an MCP server, so AI assistants can answer questions about your money.
When does JamCash launch?
JamCash does not have a public launch date yet. It is in early access: the product runs today for its first user, and we are getting it ready to host for everyone. Join the waitlist and you will hear the date first, before sign-up opens to the public.
What does early access include?
Early access means you get in before the public launch: JamCash with your own accounts, budgets, savings goals, recurring bills, reports, bank sync through SimpleFIN and the AI tools. Waitlist members are invited in the order they joined, and their feedback shapes what ships at launch.
Who is JamCash for?
JamCash is for people who left Mint, or never trusted a bank app’s guesses, and want their whole financial picture accurate and private: budgets checked against real spending, subscriptions found for them, and net worth tracked over time. It never sells your data, shows ads, or trains AI on it.
How much will JamCash cost?
JamCash will be a paid subscription. Its price is not set yet; the pricing page lists it, in US dollars, before sign-up opens, and waitlist members hear it first. If you sync a bank, SimpleFIN Bridge charges its own $1.50 a month or $15 a year, paid to SimpleFIN. Without sync there is nothing else to pay, and joining the waitlist is free.
Will I have to connect my bank?
No. Bank sync is optional. Add accounts and transactions by hand and use every other feature: budgets, goals, recurring items, reports and the AI tools. Connect a bank through SimpleFIN later if you want transactions to arrive on their own.
Can JamCash move money or make payments?
No. JamCash only reads. Bank sync goes through SimpleFIN Bridge, which is read-only by design, and JamCash has no way to move money, pay bills or change anything at your bank. It records and reports; you stay in control of every payment.
Will JamCash work with ChatGPT, Claude or other AI assistants?
JamCash works with any assistant that supports the Model Context Protocol (MCP), such as Claude. Create an API key in JamCash and add the MCP server; its 16 tools let the assistant check balances, search transactions and report spending, and, if the key allows writes, categorize transactions or set budgets.
Will I be able to export my data?
Yes. Transactions, account activity, analytics and every report export to CSV from the page you are on. Everything is also available through the REST API, documented with OpenAPI, so your data is never locked inside JamCash.
Security
How does JamCash protect my bank connection?
JamCash never sees your bank password. SimpleFIN Bridge holds the bank login; JamCash stores only the read-only access link SimpleFIN issues, encrypted with AES-256-GCM before it is written to the database. Unlinking deletes it, and a new setup token is needed to reconnect.
How are API keys protected?
API keys are shown once, when you create them. JamCash stores only a SHA-256 hash of each key plus a short prefix for recognition. Each key has scopes (read, write, or bank administration), an optional expiry and a last-used time, and can be revoked at any moment.